A clause for insertion into an employment contract (for example, Standard contract, Employment contract for a senior employee) dealing with the provision of permanent health insurance (PHI) by the employer to an employee.

For a short-form clause covering insured benefits including PHI, see Standard clause, Insured benefits clause (short form).

For a general benefits clause for use in an employment contract giving particulars of all benefits provided by the employer (which is mandatory for employees commencing employment on or after 6 April 2020), see Standard document, Employment contract for a senior employee: 8. Benefits.