On 22 October 2009, the FSA published a further discussion paper (DP09/4) entitled: "Turner Review Conference Discussion Paper - A regulatory response to the global banking crisis: systemically important banks and assessing the cumulative impact" (see Legal update, FSA publishes discussion paper on systemically important banks and cumulative impact of capital and liquidity reforms). DP09/4 focuses on key areas considered in the Turner Review and DP09/2, including systemically important firms and the cumulative impact of capital and liquidity reforms. It closes to responses on 1 February 2010.