A letter to be sent to job applicants not selected for a position because of information contained in their consumer report, as required under the Fair Credit Reporting Act (FCRA). This includes integrated notes with important explanations and drafting tips, including a discussion on notification requirements and potential penalties. This Standard Document is based on federal law. State and local law may impose additional or different requirements, but this document will be useful and relevant to employers in every state. For more information on state law, see the State Q&A Tools under Related Content.