Introduction to UK consumer credit regime

Toby Riley-Smith and Jonathan Lewis, of Henderson Chambers, provide an overview of the Consumer Credit Act 1974 (CCA) workings and the regulation of consumer credit by the FCA under the Financial Services and Markets Act 2000 (FSMA) and its subordinate regulations. Among other things, they consider:

  • The scope and application of the FCA's regulation of consumer credit.
  • The core requirements relating to regulated agreements.
  • Judicial orders.
  • Authorisation.
  • Advertising.

Please note that this note has a law stated date, which means that it is not maintained.

Toby Riley-Smith and Jonathan Lewis, Henderson Chambers


 

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