General principles of insurance law

This practice note explains the various doctrines and principles concerned with insurance, including:

  • What constitutes an insurable interest.
  • Subrogation.
  • Joint insurance.
  • Double insurance.
  • Noting.

For information about insurance as it relates to commercial property, see Practice note, Property insurance.

Note added: this practice note has been maintained up to and including 12 February 2015.  It has not been maintained after that date.


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