A directorate of the National Insurance Contributions Office (NICO), NISPI is responsible for supervising pension schemes that are contracted-out of the state second pension (S2P). It ensures that contracted-out schemes maintain correct records of individuals' contracted-out rights. NISPI is divided into three main business areas, relating to early leavers, pension payments, and schemes that cease to be contracted-out. For more information, see the NISPI website.