An overview of some of the legal and practical issues arising from the threat of business disruption resulting from epidemics, pandemics such as Covid-19, civil emergencies and civil unrest. This note specifically looks at how you might plan for the mitigation of the effects of these risks in your business continuity planning (also commonly known as disaster recovery or serious incident management). It also covers sick pay and the employment law and implications of self-isolation and insurance and tax considerations in the event of a pandemic.