A Checklist to help financial institutions comply with the integrated disclosure requirements that apply to residential mortgage loan originations under the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA). The TILA-RESPA Integrated Disclosure (TRID) Rule, implemented under Regulation Z, requires lenders to provide both a Loan Estimate and a Closing Disclosure to consumer-borrowers during the loan origination process.