A Truth in Lending Act disclosure statement for a 401(k) plan loan. Although the 2009 amendments to the Truth in Lending Act (TILA) no longer require employer-sponsored retirement plans to provide participants with a TILA disclosure statement, the statement provides participants with the important details of their loans and may be included in a loan package. It should be used in conjunction with a 401(k) Plan Loan Promissory Note and a 401(k) Plan Loan Policy. This Standard Document has integrated notes with important explanations and drafting tips.