Commercial General Liability Insurance Policies: Property Damage and Bodily Injury Coverage (Coverage A)
This Note discusses property damage and bodily injury coverage (Coverage A) under commercial general liability insurance policies. It focuses on key types of coverage, including products-completed operations hazard coverage and premises operations coverage, and an insurance company's duty to defend and duty to indemnify claims. It also discusses the scope of key policy terms, such as bodily injury, property damage, occurrence and damages. This Note explains key exclusions, such as the expected or intended injury exclusion, contractual liability exclusion, qualified polllution exclusion, absolute pollution exclusion, total pollution exclusion and business risk exclusions.