A form for a lender to certify that the lender has made good faith efforts to avoid foreclosure of a mortgage loan secured by residential real property in Massachusetts or that the mortgage loan is exempt from the good faith requirement to avoid foreclosure. This Standard Document also includes the lender's affidavit of authority to proceed with foreclosure required for both residential and commercial mortgages before the foreclosure sale. This Standard Document has integrated notes with important explanations and drafting tips.