Transitional relief available to a member of a registered pension scheme who is adversely affected by the reduction in the lifetime allowance on 6 April 2016 because they have pension saving that exceeds £1 million. A member who claims individual protection 2016 will have a personalised lifetime allowance based on the value of their pension savings on 5 April 2016 up to a maximum of £1.25 million. They are entitled to make further pension contributions or accruals without incurring a lifetime allowance charge. To be eligible, the member must not already have claimed primary protection and must not be relying on enhanced protection, fixed protection 2012, fixed protection 2014, individual protection 2014 or fixed protection 2016.