A notice of default and presentment that also includes a notice of the lender's intent to accelerate a commercial loan and foreclose a deed of trust or another contract lien securing real property in Texas. This Standard Document should be sent by the lender or the mortgage servicer after a loan default and before the foreclosure process begins if the borrower has not waived its right to notices under the loan documents. This Standard Document has integrated drafting notes with explanatory drafting and negotiating tips.